Corporate FP&A Manager

Upgrade helps customers move in the right direction with affordable and responsible financial products. Since 2017, we’ve helped over 7.5 million customers access over $42 billion in consumer credit. We’re backed by prominent technology investors and were most recently valued at $7.3B. We’re consistently recognized for our collaborative and inclusive culture, including being named one of the World’s Top Fintech Companies by CNBC and Best Places to Work by Built In.

We are looking for a Corporate FP&A Manager to join our FP&A team. This position reports into the Head of FP&A and is based in our San Francisco office in a hybrid capacity (specifically on Tuesdays, Wednesdays, and Thursdays).

• Lead and manage the company's comprehensive financial planning cycles, including annual budgeting, quarterly forecasting, and long-range strategic planning.
• Develop and maintain sophisticated financial models (P&L, Balance Sheet, Cash Flow) to support scenario planning, strategic initiatives, and growth opportunities.
• Lead and orchestrate the FP&A process, coordinating the forecasting calendar, consolidating diverse financial inputs, and collaborating closely with business unit finance leads and accounting.
• Conduct in-depth financial analysis of actual versus budget/forecast variances, identifying key drivers, risks, and opportunities, and presenting actionable insights to management.
• Partner with department heads across the organization (Marketing, Operations, G&A, Product & Engineering) to understand their financial needs and ensure alignment with company goals.
• Prepare and present clear, concise, and impactful financial reports and presentations for senior management and other stakeholders.
• Identify and implement process improvements and automation opportunities within FP&A to enhance efficiency, accuracy, and scalability.
• Manage the implementation of Pigment for automating and budgeting.

• Bachelor's degree in Finance, Accounting, Economics, or a related field; MBA, CPA, CFA, or other relevant designation is preferred.
• 5+ years of progressive experience in Financial Planning & Analysis (FP&A) roles, preferably within a fast-paced fintech or financial services environment.
• Demonstrated expertise in financial modeling, budgeting, forecasting, and variance analysis.
• Proficiency in Excel, experience in a financial planning tool (ideally Aleph), and experience using AI in financial forecasting or reporting is required.
• Netsuite experience is preferred.
• Experience with SQL as well as business intelligence tools (e.g., Tableau) is preferred.
• Excellent analytical, problem-solving, and critical thinking skills.
• Superior communication and presentation skills.
• Proven ability to collaborate effectively with cross-functional teams.
• Highly organized, detail-oriented, and able to manage multiple priorities and deadlines.
• Experience with consumer lending or credit products is a significant advantage.

• Competitive salary and stock option plan
• Medical, dental and vision insurance
• Flexible PTO
• Opportunities for professional growth and development
• Paid parental leave
• Health & wellness initiatives

The compensation range of this position in San Francisco, CA is USD $120,000 - $140,000 annually plus equity and benefits.