Senior Product Manager, Credit & Pricing

Affirm exists to give people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs. The company uses advanced technology and analytics that look beyond FICO to serve a broader population than other lenders.

The Product team listens to customers’ needs and translates insights into a clear product vision, working closely with design, engineering, and analytics to build scalable financial products.

We’re looking for an outstanding product manager who is not bound by the existing paradigms of traditional banks. This role is part of the Credit & Pricing Product team, responsible for consumer credit, underwriting, merchant pricing, and loan economics across the entire portfolio of merchants and channel partnerships. You will be at the center of Affirm’s credit & pricing strategy to expand into new verticals and product offerings.

• Define and drive product strategy in collaboration with Credit & Pricing engineering, analytics, and go-to-market teams.
• Define new products and features with specs and prototypes that enable merchants to offer consumers attractive financing terms.
• Analyze the impact of product features and define metrics for success.
• Establish yourself as a trusted partner of Credit, Pricing, Commercial, Design, and Engineering teams to launch and scale products.
• Collaborate across product teams to support initiatives that interface with Affirm’s Credit & Pricing capabilities (e.g., international expansion, large merchant integrations, new product verticals, cost optimizations).

• Passion and drive to change consumer finance for the better.
• Data-driven learning style and use of quantitative information to make product decisions.
• Experimental mindset, comfortable operating autonomously and unafraid to learn/fail fast.
• Experience shipping simple, elegant user-facing products with measurable impact to the bottom line.
• Minimum 4+ years of prior product or relevant experience in consumer finance, payments, underwriting, and machine learning models.
• Bachelor’s or Master’s in Computer Science or related fields, or equivalent practical experience.

USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000 - $255,000. USA base pay range (all other U.S. states) per year: $173,000 - $233,000. Total compensation may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits including 100% subsidized medical coverage, dental and vision for you and your dependents.

Benefits highlights: health coverage at no cost (100% of premiums for employees and dependents), monthly spending stipends for tech setup and health/wellness, flexible time off and generous holiday calendars, and an employee stock purchase plan (ESPP) to buy Affirm stock at a discount.

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