Software Engineer II, Backend (Unified Data Platform)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. At Affirm, data powers our underwriting and fraud decisions, user-facing experiences, servicing, and more. We are seeking a Software Engineer II to join the Unified Data Platform engineering team. The team is building Affirm's substrate for user-keyed data: a governed, federated layer that replaces ad hoc cross-domain ETL with a single read surface — the data backbone that Affirm's product and ML systems depend on. You will work across organizational boundaries, partnering with domain teams as data producers, collaborating with infrastructure to meet our SLOs, and developing a clear understanding of our analytics and product consumers across online and offline surfaces. You will own correctness and uptime so that downstream teams can build with confidence.

• Break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
• Support peers and stakeholders in the product development lifecycle by collaborating across engineering, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• Support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• Contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

• 1.5+ years of experience as a software engineer.
• Experience designing, developing and launching backend systems and proficiency in one of Python or Kotlin.
• Familiarity with the building blocks of distributed systems, and technologies like AWS, MySQL and Kubernetes.
• Ability to take a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
• Comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
• Demonstrated ownership of growth, proactively seeking feedback from team, manager, and stakeholders.
• Strong verbal and written communication skills that support effective collaboration with our global engineering team.
• Equivalent practical experience or a Bachelor’s degree in a related field.

Pay Grade - L, Equity Grade - 6. Employees new to Affirm typically come in at the start of the pay range. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $165,000 - 225,000 USD
USA base pay range (all other U.S. states) per year: $146,000 - 206,000 USD

Additional benefits include:

• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental benefits
• Employee Resource & Community Groups

Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents. Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses. Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge. ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office.

Affirm is committed to providing an inclusive interview experience for all, including people with disabilities. Reasonable accommodations are available. For U.S. positions that could be performed in Los Angeles or San Francisco, Affirm will consider for employment qualified applicants with arrest and conviction records pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance.