Staff / Principal

Chime serves millions of members on a mission to help them unlock financial progress. Growth Engineering builds the product surfaces and systems that turn that mission into measurable outcomes for members — running fast, data-informed experiments to acquire, activate, and deepen member relationships at scale. This role sits on our Early Stage Experience area, focused on the beginning of the member journey — the first experiences that turn new sign-ups into engaged, active members. It's high-volume, high-stakes work where small improvements compound, and the systems behind it have to be both quick to experiment on and dependable at scale.

As a Staff Software Engineer, you'll operate as a subject matter expert and technical leader across the Growth stack. You'll shape the architecture and technical strategy for high-traffic, member-facing systems, influence product direction, and drive cross-team initiatives that measurably move growth outcomes while raising the engineering bar across the org. You will leverage the capabilities of AI and LLMs to improve the productivity of the org, personalize member experience and speed up decision making.

• Lead the design and implementation of high-impact, member-facing systems across the Growth stack
• Set the technical vision for high-traffic systems with a scalable, forward-looking approach that meets Chime's reliability and latency standards
• Drive experimentation strategy and execution by building the systems and habits to test, learn, and iterate quickly — without sacrificing durability
• Identify and solve systemic challenges in performance, availability, and conversion-critical reliability across the Growth stack
• Collaborate closely with Product, Design, Analytics, and Data to shape product direction and ensure technical feasibility and excellence
• Mentor senior engineers, elevate engineering practices, and drive consistency in quality, architecture, and code craftsmanship across teams
• Represent Chime externally through recruiting, open source, technical talks, or community engagement

• 10+ years of experience in software engineering
• Deep understanding of system design, service boundaries, and product-engineering tradeoffs, especially in high-traffic consumer systems
• A track record of driving measurable impact on business and engineering goals — ideally in growth, conversion, activation, or other consumer product problems
• Experience with experimentation: test design, instrumentation, analysis, and iterating on results
• Ability to influence technical and product direction across teams and orgs, and to lead through influence rather than authority
• Strong communication and collaboration skills
• Experience working in a fast-paced, product-focused environment (Fintech experience is a plus)

Base salary offered for this role and level of experience: $223,000—$308,000 USD. Full-time employees may also be eligible for bonus(es), competitive equity, and benefits. Chime offers comprehensive health, financial, and wellbeing benefits, generous vacation policy and company-wide paid days off, annual wellness stipend, up to 22 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents, and family planning reimbursement.

Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.

Apply via the Greenhouse link. For accommodation requests, contact accommodations@chime.com.