Staff Product Manager

Affirm is building its own bank, and this role sits at the center of that ambition. As a Staff Product Manager, you will own the end-to-end bank product: launching the deposit product to consumers, operationalizing a new bank charter within Affirm’s ecosystem, driving loan originations through the bank entity, and ensuring seamless integration across Affirm’s platform. You’ll work at the intersection of regulated banking, platform engineering, and consumer products to bring Affirm’s bank to life.

• Serve as the single-threaded product owner across deposits, loan originations, banking compliance, and operations.
• Partner cross-functionally with Engineering, Marketing, Branding, Content, and Design to shape the consumer deposit experience and go-to-market strategy, including owning positioning, launch sequencing, and consumer-facing messaging.
• Own the roadmap for the deposit product, scaling from early launch to a multi-billion-dollar deposit base and making strategic decisions about how deposits integrate with Affirm’s credit products.
• Collaborate with internal teams and external vendors to ensure stakeholder alignment on the launch vision.
• Partner with Legal, Compliance, Risk, and the Bank’s executive team to drive bank operations readiness — regulatory readiness, process maturity, and vendor selection and integration (deposit core, fraud, KYC).
• Communicate strategy and tradeoffs to senior leadership and the Bank Board, and build alignment across Engineering, Legal, Compliance, Treasury, and Capital Markets.

• 6+ years of product management experience, with demonstrated ability to operate as a strategic, independent leader on complex, ambiguous initiatives.
• Experience growing or launching a regulated consumer-facing product in the financial services industry with go-to-market experience.
• Proven program leadership at scale — owned high-visibility cross-functional launches across many stakeholders, with direct exposure to leadership.
• Strong technical fluency — comfortable working with engineers on system design, data models, API architecture, and core banking platform integrations.
• Exceptional written and verbal communication — can distill complex regulatory and financial concepts into clear, compelling narratives for diverse audiences, including regulators, executives, and engineering teams.
• Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for quality and speed.
• Bachelor’s degree in a related field or equivalent practical experience.

USA base pay range (CA, WA, NY, NJ, CT) per year: $230,000 - $290,000. USA base pay range (all other U.S. states) per year: $204,000 - $264,000. Total compensation may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits including 100% subsidized medical coverage, dental and vision for you and your dependents.

Affirm is a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.