Analyst

Affirm provides a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. The Risk & Analytics (R&A) team partners with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to drive responsible growth by optimizing approval, conversion, losses, and profitability.

This posting is for multiple Analyst I roles across Affirm's Risk & Analytics organization. Candidates will go through a shared interview process and be matched to a team based on interests and business needs. Potential teams include Point of Sale (POS), Direct to Consumer (DTC)/Card, Fraud, Core Analytics, Servicing, and International Expansion.

As an Analyst I, you will use data to understand business performance, identify opportunities, and support better decision-making. You will learn consumer lending fundamentals while executing scoped analytical work under senior guidance.

• Derive insights to optimize product, risk, or growth strategies across geographies.
• Monitor portfolio health, tracking performance metrics and flagging risks.
• Write clean SQL and Python to build scalable reporting and support model deployment.
• Collaborate with Product, Legal, and Compliance on lending regulations and data models.
• Support cross-functional alignment for product launches and market entries.
• Integrate AI tools like Cursor, Claude Code, and copilots into daily workflows.

• 1–3 years of experience in an analytically driven role.
• Degree in Data Science, Computer Science, Engineering, Economics, or related field.
• Solid working knowledge of SQL, Python, or other scripting languages.
• Familiarity with data mining, data visualization, and statistical modeling.
• Basic understanding of consumer lending regulations and machine learning applications.
• Exceptional communication and collaboration skills.

USA base pay range (CA, WA, NY, NJ, CT): $115,000 - $165,000 per year. USA base pay range (all other U.S. states): $101,000 - $151,000 per year. Total compensation may include equity, monthly stipends for health, wellness, and tech spending, and benefits including 100% subsidized medical, dental, and vision coverage for employees and dependents. Flexible time off and generous holiday calendars are provided.

Submit your application through the provided job posting.