Senior Director, Product Management (Card)

Affirm is building the next generation of consumer finance, and the Affirm Card sits at the center of that vision—blending debit, pay-over-time, and network-native experiences into a single product. We’re looking for a Senior Director of Product to lead the Affirm Card and Card Platform—owning both the end-user experience, the business outcomes of every card product, and the underlying platform that powers card issuance, authorization, servicing, and partner integrations. This is a pillar-level leadership role responsible for defining strategy, building a high-performing team, and delivering durable business outcomes across one of Affirm’s most strategic product areas.

• Own the Card domain end-to-end: define and drive the multi-year vision for Affirm Card across consumer experience, growth, and economics, inclusive of new card products.
• Lead the US direct-to-consumer card products (Affirm Cards, and in-app virtual cards).
• Oversee the Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with merchant and partner integrations.
• Translate company strategy into a coherent roadmap spanning multiple teams and systems.
• Build and scale a high-performing product organization: manage and develop a team of PMs and PM leaders, establish product standards, operating cadence, and decision frameworks.
• Drive business outcomes at scale: own GMV, engagement, unit economics, and credit outcomes for the Card domain; shape investment strategy, tradeoffs, and resource allocation; partner with Finance and Credit to optimize profitability and risk.
• Lead platform strategy and execution: drive platform capabilities that unlock velocity across Affirm (APIs, controls, servicing systems); partner deeply with Engineering to make cost vs. value tradeoffs at the system level; ensure the Card Platform scales reliably across use cases, geographies, and partners.
• Operate as a cross-functional leader: align senior stakeholders across Engineering, Design, Credit, Legal, Partnerships, and GTM; build strong relationships with external partners (networks, processors, wallet providers); represent the Card domain in executive forums and company planning cycles.

• Product leadership at scale: 15+ years in product management, with experience leading multi-team product areas or platforms; track record of owning large domains or business lines with meaningful financial impact.
• Org-building capability: experience managing managers and building high-performing PM teams; proven ability to create systems, processes, and culture that scale.
• Strategic and systems thinker: ability to operate at portfolio-level altitude—connecting product decisions to company strategy; strong judgment across second- and third-order tradeoffs, especially in complex systems.
• Platform + fintech depth: experience in payments, cards, fintech, or adjacent infrastructure; comfort working on both consumer-facing products and backend platforms.
• Execution and influence: ability to drive alignment across senior stakeholders and functions; strong product instincts paired with rigorous, data-driven decision-making.

Affirm Card is one of the fastest-growing parts of the business and a key driver of long-term differentiation. This role will shape how Affirm shows up every day in consumers’ wallets, how we blend debit, credit, and pay-over-time into one experience, and the platform foundation that enables future financial products.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).

• USA base pay range (CA, WA, NY, NJ, CT) per year: $340,000 - $375,000
• USA base pay range (all other U.S. states) per year: $305,000 - $340,000

Benefits highlights: health coverage at no cost (100% of premiums for employees and dependents), spending stipends (monthly stipends for tech setup and health/wellness options), flexible time off and generous holiday calendars, and an employee stock purchase plan (ESPP) that lets you buy Affirm stock at a discount.

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