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Principal Product Designer, Lending

Chime
Hybrid - New York, NY or San Francisco, CA, 4 days/week in officeUpdated 5d ago
Base salary
$202k–$290k
Published base salary range · Top quartile for Design (65 listings)
Location
Hybrid - New York, NY or San Francisco, CA, 4 days/week in office
Remote eligibility
Employment
Full-time
Staff / Principal
Role family
Design
Fintech
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About the job

About the role

We’re hiring a Principal Product Designer to join Lending and help make a growing set of borrowing initiatives easier to understand and use. You’ll take high-stakes challenges across the member journey, and turn ambiguity into focused product decisions from early discovery through launch. You’ll work closely with Product, Engineering, Research, Data, and Content Design to translate sophisticated financial products into polished, intelligible member experiences.

What you’ll do

  • Own end-to-end design across high-priority initiatives, from problem framing and early exploration through launch and iteration.
  • Set a high bar for visual and interaction craft, ensuring hierarchy, typography, layout, motion, and interaction details work together as a clear whole.
  • Shape product direction alongside Product, Engineering, Research, Data, and Content Design rather than operating only at the execution layer.
  • Turn ambiguous member and business problems into clear concepts, flows, prototypes, and high-fidelity production experiences.
  • Design thoughtfully for complexity, states, edge cases, and constraints while maintaining a clear and trustworthy experience.
  • Use research, product data, experimentation, and feedback to make decisions, test assumptions, and improve shipped work.
  • Strengthen reusable patterns and systems while knowing when a high-priority problem calls for a distinct or elevated design approach.
  • Thoughtfully apply AI as a tool that can meaningfully improve how members and teams solve problems.

What you’ll bring

  • A portfolio that demonstrates exceptional visual craft alongside strategic product thinking, with thoughtful attention to details.
  • A track record of taking ambitious digital product experiences from problem definition through polished execution, launch, and iteration.
  • Strong interaction design skills, with evidence of turning complex workflows and dense information into experiences that feel clear, intuitive, and refined.
  • Comfort working on high-compliance consumer products where trust, clarity, edge cases, or operational constraints materially shape the UX.
  • Fluency in Figma and prototyping tools, using them to explore ideas quickly and bring final experiences to a high level of fidelity.
  • A thoughtful approach to using customer insight and/or quantitative signals to make and explain product-design decisions.
  • Familiarity with scalable product patterns or design systems, paired with the judgment to know when a problem requires a new or differentiated approach.

Compensation & benefits

Base salary: $202,000—$290,000 USD. Full-time employees may also be eligible for bonus(es), competitive equity, and benefits. Benefits include comprehensive health, financial, and wellbeing benefits; generous vacation policy and company-wide paid days off; annual wellness stipend; up to 22 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents; access to family planning reimbursement; and more.

Work policy

Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location.

Skills & tags

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