Software Engineer II, Backend (Capital Orchestration)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without hidden fees or compounding interest. We are looking for a passionate engineer to join our Capital Orchestration team, which is responsible for providing liquidity to Affirm by enabling the sale and collateralization of Affirm loan assets. The team develops a robust and extensible platform for on-demand transactions with low operational risk that scales to billions of dollars of collateral movement each month.

• Build a foundational platform enabling reconciliation of each transaction across systems, partners, and cash movements.
• Build and integrate data pipelines from a variety of products and systems.
• Build intuitive and thoughtful user experiences to streamline workflows of business counterparts.
• Develop a deep understanding of the capital systems which power and fund Affirm.
• Partner with engineers to improve designs, code quality, and testing.
• Collaborate with product managers and business counterparts to design best-in-class systems and processes.
• Break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery.
• Support operations and availability of team artifacts by creating and monitoring metrics, escalating when needed, and supporting on-call efforts.

• 1.5+ years of experience as a software engineer.
• Fluency in full stack web development, back end development, event processing, or batch processing.
• Experience in designing, building, launching, and maintaining products at scale.
• Strong cross-team communication and collaboration skills.
• Proficiency with agentic coding.
• Knowledge of Python, JavaScript/React, Airflow, Spark, Horizon Portal, and SQL is a plus.
• Comfortable navigating a large code base, debugging others' code, and providing feedback through code reviews.
• Strong verbal and written communication skills.
• Proactive, organized, curious, and a self-starter.

USA base pay range (CA, WA, NY, NJ, CT) per year: $165,000 - 225,000 USD. USA base pay range (all other U.S. states) per year: $146,000 - 206,000 USD. Total compensation may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits.

• 100% subsidized medical coverage, dental and vision for you and your dependents.
• Flexible Spending Wallets for tech, food and lifestyle.
• Away Days - wellness days to take off work and recharge.
• Learning & Development programs.
• Parental benefits.
• Employee Resource & Community Groups.
• ESPP - employee stock purchase plan.
• Competitive vacation and holiday schedules.

Apply via the provided link.